Property affordability calculator
Find the maximum unit price that fits your monthly income, available down payment and installment period, using the 35% rule, with tips for choosing a North Coast or Alexandria project within budget.
Advisors recommend keeping installments under 35% of income.
Start from your budget, not from a listing. Enter your income, down payment and a comfortable term; the calculator returns the maximum unit price you can safely commit to, using the 35% installment-to-income rule.
How it works
- Max monthly installment = income × chosen %
- Max price = down payment + (max monthly × 12 × years)
- Keep a 10% margin for the maintenance deposit and surprises
What budgets buy
EGP 3–5M: one-/two-bedroom chalets in early phases around Dabaa and Ras El Hekma, or apartments in West Alexandria compounds. EGP 6–10M: 2–3 bedroom chalets in Sidi Abdel Rahman and New Alamein. Above EGP 12M: townhouses and villas on the sea or lagoon. Prices change often — see the projects page.
FAQ
Do I need proof of income?
Not for developer plans; no credit check is required, unlike bank mortgages.
Can I buy from abroad?
Yes, by power of attorney or online with some developers; 4Ways handles the process.
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Tell us your goal and budget and we will reply within minutes with suitable options.
Tools
Calculate gross and net rental yield, payback period, projected value and total return for a unit on the North Coast or in Alexandria, with a plain explanation of the math.
USD and gold prices todayLive USD/EGP rate and gold price per gram (24k, 21k, 18k), plus a converter showing what a property unit is worth in dollars and gold, and how the dollar drives Egyptian property prices.
Property installment calculatorCalculate the down payment and monthly or quarterly installment for any North Coast or Alexandria unit, and learn how Egyptian developer payment plans work.
Cash vs. installments calculatorCompare the cash price with the installment price, see the implied annual financing cost and the present value of installments against a bank-deposit return, and decide which is better.
Ownership & maintenance cost calculatorEstimate the maintenance deposit, annual maintenance fees, club fees, utilities and furnishing for a North Coast or Alexandria unit, and the true 10-year cost of ownership.
Delivery timeline & payment trackerSee the months left to handover, how much you will have paid by delivery, what remains afterwards, and a guide to delivery delays and your contractual rights.
Property area converterConvert between square meters, square feet, qirat and feddan and calculate price per meter and total price, with an explanation of net vs. built-up area.