Property installment calculator
Calculate the down payment and monthly or quarterly installment for any North Coast or Alexandria unit, and learn how Egyptian developer payment plans work.
Installment calculator
Estimate with equal installments and no interest.
Developer payment plans are the biggest advantage of buying off-plan in Egypt: 5–10% down and up to 10 years interest-free. Enter the price, down payment and years to see the monthly and quarterly amounts.
Common plans on the North Coast
- 5% + 5% after 3 months, balance over 8 years
- 10% down, balance over 7–8 equal years
- 15–20% down with 10 years for flagship projects
- Delivery payment 5–10% and maintenance deposit 8–10% paid before handover
Developer plans vs. bank mortgages
Developer plans have no stated interest, but cash prices are usually 15–35% lower. Bank mortgages run up to 20 years with interest and suit ready, registered units. Always ask for the cash price first.
FAQ
Are installments really interest-free?
No interest is stated, but the installment price is above the cash price; the gap is the real financing cost.
Can I pay early?
Usually yes, with a 10–20% discount on the remaining balance depending on the developer.
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Tools
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USD and gold prices todayLive USD/EGP rate and gold price per gram (24k, 21k, 18k), plus a converter showing what a property unit is worth in dollars and gold, and how the dollar drives Egyptian property prices.
Cash vs. installments calculatorCompare the cash price with the installment price, see the implied annual financing cost and the present value of installments against a bank-deposit return, and decide which is better.
Property affordability calculatorFind the maximum unit price that fits your monthly income, available down payment and installment period, using the 35% rule, with tips for choosing a North Coast or Alexandria project within budget.
Ownership & maintenance cost calculatorEstimate the maintenance deposit, annual maintenance fees, club fees, utilities and furnishing for a North Coast or Alexandria unit, and the true 10-year cost of ownership.
Delivery timeline & payment trackerSee the months left to handover, how much you will have paid by delivery, what remains afterwards, and a guide to delivery delays and your contractual rights.
Property area converterConvert between square meters, square feet, qirat and feddan and calculate price per meter and total price, with an explanation of net vs. built-up area.